Nestled on a scenic tidal creek, on one of the highest points on the island and just minutes from Folly Beach, this tri-level home on Oak Island offers a rare opportunity to enjoy classic Lowcountry living with incredible water views and direct access to the water. Situated on a beautifully landscaped lot, the property features a private boat ramp, dock, and a fully fenced backyard-perfect for enjoying coastal breezes, launching a boat, or simply taking in the peaceful surroundings. A large driveway, two-car attached garage, and carport with additional storage rooms and an outdoor half bath provide plenty of space and functionality. Inside, the home is filled with natural light and character. The first floor welcomes you with a foyer and a formal living room highlighted by floor-to-ceiling windows. A separate dining room opens to the back patio and flows into a spacious kitchen with custom shelving and a cozy breakfast nook with built-in seating, all offering views of the water. The lower living area features a warm and inviting family room with an oversized stone fireplace, built-in bar, and access to the back deck, an ideal spot for entertaining or relaxing while overlooking the creek. A half bath and laundry room complete this level. Upstairs, you'll find three bedrooms, including a generously sized primary suite with a picture window framing serene water views, along with views from the primary bath. Two additional bedrooms and a full bath complete the upper level. The home retains its original charm and is ready for updates, presenting an incredible opportunity to create a personalized waterfront retreat in a highly desirable location.